Make Saving Automatic, with 401k

Do you find it hard to save money for the future, if you are like me you have to first trick yourself into saving for retirement. I started contributing to my companies 401k as soon as I started. Making sure that I was putting the full percentage that they would match.

If you are not contributing, you are basically saying No to free money. It's like getting a raise that comes out pretax. Saving this way will outperform a tradition savings account which parks your money in a place where it does not earn even 1% in most cases. (If anyone knows of a online option with a high yield please let me know)

I am sick of hearing that you don't have enough to get in the game. Stop sitting on the sidelines of your financial future. If you have access to a 401k, you have access to investing. Do it ,and forget about it.  

401k Employer Matching

So here is a great way to give yourself a 6% raise in most cases, however in some cases the percentage of match could be lower. If you are not contributing to your 401k that your employer is offering you, your basically throwing that money away.
If your employer is going to contribute a 100% match up to the 6% that you are already putting in, this means you have just doubled your money. Plus the money comes out before taxes are applied, thus lowering your earned income at the end of the year.