Do you find it hard to save money for the future, if you are like me you have to first trick yourself into saving for retirement. I started contributing to my companies 401k as soon as I started. Making sure that I was putting the full percentage that they would match.
If you are not contributing, you are basically saying No to free money. It's like getting a raise that comes out pretax. Saving this way will outperform a tradition savings account which parks your money in a place where it does not earn even 1% in most cases. (If anyone knows of a online option with a high yield please let me know)
I am sick of hearing that you don't have enough to get in the game. Stop sitting on the sidelines of your financial future. If you have access to a 401k, you have access to investing. Do it ,and forget about it.
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